90 Day Payday Loans


Tired of getting denied for a loan because of bad credit? Not any more! At 90 Day Loans we will arrange loan deals for you with no credit check. No credit check means your credit rating will not be evaluated by lenders. Thus, no matter what your present credit score may be, apply without any hesitation!

Payday Mate has gained popularity in South Africa as a quick and convenient financial solution for those facing unexpected expenses or short-term cash needs. We provides borrowers with a slightly longer repayment period is the 3 months.

What is a 90 day payday loans without credit checks?

90 day payday loans are short term loans up to R10, 000 allow to people to repay the loan over a period of 90 days South Africa. Payday Mate provides no credit check loans, mostly for people who may not qualify for traditional bank loans due to their low credit history. Unlike conventional loans, 90 day payday loans often do not require a credit check, make them accessible to a larger range of people who living in South Africa.

How Do it Works?

90 day payday loans are a viable option for short-term financial relief, unlike traditional bank loans. Payday Mate offers these loans to provide quick assistance during financial emergencies. Here's how they work:

Application: Start our online application form, it’s just basic personal information.

Approval Process:Since credit checks are not required, the approval process is quick and straightforward.

Loan Amount: To obtain between R500 and R10, 000

Repayment Terms: These loans come with a repayment term of 1 to 90 days.

Interest and Fees: Payday loans often come with higher interest rates and additional fees.

Why are 90 day loans South Africa?

Quick access: One of the significant advantages of 90 day payday loans is the speed at which borrowers can access funds. The application process is usually straightforward and can be completed online, saving valuable time and effort. We are deposited into the borrower's bank account within a short period, often within 24/7 hours.

No credit check: Unlike traditional loans that heavily rely on credit checks, 90 day payday loans do not place significant stress on the borrower's credit history. Payday Mate makes them an appealing option for people with poor credit and limited credit.

Flexible repayment: 90 day payday loans offer borrowers the flexibility to repay the loan amount over a period of three months. This extended repayment term can help alleviate the burden of a lump-sum payment, making it more convenient for individuals with changing income and hard time.

90 Day Payday Loans No Credit Check Required

At Payday Mate, we understand the financial challenges individuals face, 90 day payday loans with no credit check in South Africa. Whether it's an unexpected medical expense, a car repair, or a home renewal project the need instant cash funding.

However, traditional lending societies often have hard credit check requirements that make it challenging for people with payday loans for blacklisted no paperwork. That's where 90 day payday loans come to the rescue.

How do I check if I’m eligible for a 90 day loan?

To qualify for 90 day loans South Africa, you will generally need to meet the following eligibility criteria:

  • Age: You must be at least 18 years old or above.
  • Income: Lenders typically require proof of a steady income source to ensure your ability to repay the loan.
  • South African Citizenship/Residency: You should be a citizen or a resident of South Africa.
  • Bank Account: A valid bank account is necessary for the loan funds to be deposited and for repayment purposes.
  • Contact Information: You will be required to provide accurate contact information for communication with the lender.

Applying for 90 Day Loans

The process of applying for a payday loan involves the following steps:

  • Online application process: Most lenders offer an online application platform that allows borrowers to complete the application conveniently from their homes. The application form will require personal and financial information, so ensure you have the necessary documents on hand.
  • Required documentation: Commonly requested documents include proof of identity, proof of income, bank statements, and contact details.
  • Approval and funding timeline: Once you submit your application, the lender will assess your eligibility and make a decision accordingly. If approved, the funds are usually deposited into your bank account within 24/7 hour.

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FAQs - 90 Day Payday Loans Related

Are payday loans legal in South Africa?

Yes, payday loans are legal in South Africa. However, the industry is regulated, and lenders must submit with specific laws and regulations to protect borrowers' interests.

Can I get a 90 day payday loan with bad credit in South Africa?

Yes, 90 day payday loans with no credit checks are available to people who need short term loans with blacklisted. Payday Mate prioritizes your income and repayment ability rather than your credit history.

What is the maximum loan amount I can get with a 90 day payday loan?

The maximum loan amount you can qualify for may vary depending on the lender's policies and your income. Payday Mate offer loan amounts that range from a few R500 to R10, 000 South African.

Can I repay my 90 day payday loan before the due date?

Yes, most lenders allow borrowers to repay their loans before the due date without any prepayment penalties. However, it's essential to confirm this with your specific lender before proceeding.

Will my loan application be denied if I am unemployed?

While having a steady income is a usual requirement for loan approval, some lenders may consider alternative sources of income, such as government benefits and pensions. It's best to check with the lender regarding their specific policies.

Are there any alternatives to 90 day payday loans in South Africa?

A. Yes, if you prefer alternatives to payday loans, you can explore other options like personal loans from banks, credit unions, or borrowing from family and friends. It's important to consider the terms, interest rates, and repayment flexibility offered by each option.

Can I extend the repayment term of my 90 day payday loan?

Some lenders may offer delays and refinancing options if you find yourself unable to repay the loan within the initial 90 day term. However, this may come with additional fees and interest, so it's key to carefully understand the terms before proceeding.